OCU Group - Annual Report 2026

Financial statements

Strategic report

Governance

126 OCU Group Annual report and financial statements 2026

Notes to the consolidated financial statements continued for the year ended 30 April 2026

20. Leasing agreements continued Operating lease commitments At the reporting date the Group had outstanding commitments for future minimum lease payments under non-cancellable operating leases, which fall due as follows:

2026 £000

2025 £000

Carrying amount of financial liabilities Measured at amortised cost: Trade creditors

2026 £000

2025 £000

(56,617)

(46,039)

(138,570) (70,078) (37,340) (43,879) (22,032) (732,307)

Accruals and other creditors

(108,805)

6,038

Within one year

3,847

Deferred income

(46,242)

18,251 23,402

Between one and five years

12,250

Other taxes and social security

(31,115)

Over five years

24,433

Hire purchase contracts and finance leases

(18,846)

47,691

40,530

Preference shares

Borrowings

(637,438)

21. Financial instruments

Measured at fair value through profit and loss: Derivative financial instruments

2026 £000

2025 £000

(4,234)

(1,484)

(44,841) (63,218)

Contingent/deferred consideration

(20,349)

Carrying amount of financial assets Measured at amortised cost: Cash at bank and in hand

Put options over non-controlling interests

(1,213,116) (910,318) The Group uses cross-currency swaps to hedge its risk of translating net investments in foreign operations denominated in Australian dollars from movements in exchange rates. The hedged item is the first A$146.8m of the net assets of the Group’s Australian dollar denominated foreign operations. At 30 April 2026, the fair value of the cross-currency swaps was £(4.2)m. During the year, foreign exchange losses of £3.8m arising on the effective portion of the hedging instrument were recognised in other comprehensive income. Hedge ineffectiveness of £0.4m was recognised in the profit and loss account.

140,611

77,233

109,970

Trade debtors

94,508

217,691

Accrued income and retention

165,833

29,129

Prepayments and other receivables

20,825

2,074

Corporation tax receivable (note 11)

7,565

Measured at fair value through profit and loss: Derivative financial instruments

14,106

8,223

513,581 374,187 The Group uses cross-currency and interest rate swaps to manage its exposure to movements in exchange rate on its euro borrowings and interest rates on its floating rate borrowings. At 30 April 2026, the Group held cross-currency swaps on the full euro term loan balance of €705.0m at a rate of 1.1747 until 7 April 2027. At 30 April 2026, the Group held interest rate swaps on £365m variable rate debts at fixed rates of 4.00% until 7 April 2027.

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