OCU Group - Annual Report 2026

Financial statements

Strategic report

Governance

125 OCU Group Annual report and financial statements 2026

Notes to the consolidated financial statements continued for the year ended 30 April 2026

19. Borrowings continued Analysis of changes in net funds

Currency exchange movements £000

At 1 May 2025 £000

On acquisition £000

Cash flow £000

At 30 April 2026 £000

Non-cash £000

Net cash Cash at bank and in hand

77,233

13,642

47,425

2,311

140,611

77,233

13,642

47,425

2,311

140,611

Debt Borrowings

(637,438)

(2,544)

(19,805)

(65,125)

(7,395)

(732,307)

Hire purchase contracts and finance leases

(18,846)

(5,471)

16,137

(36,569)

870

(43,879)

(656,284)

(8,015)

(3,668)

(101,694) (101,694)

(6,525)

(776,186)

Total

(579,051)

5,627

43,757

(4,214)

(635,575)

20. Leasing agreements Minimum lease payments fall due under hire purchase contracts as follows:

2026 £000

2025 £000

Net obligations repayable: Within one year

12,577 31,302 43,879

5,252

Between one and five years

13,594

18,846

The average lease term of finance leases is three years (2025: three). The Group’s obligations under finance leases are secured over the assets to which they relate.

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