OCU Group - Annual Report 2026

Strategic report

Governance

Financial statements

1 OCU Group Annual report and financial statements 2026

Contents

Strategic report Highlights 

Financial statements Statement of Directors’ responsibilities 

2

104

Chair’s statement 

3

Independent auditor’s report 

105

CEO report 

5

Consolidated income statement 

108

What we do 

8

Consolidated statement of comprehensive income  Consolidated statement of financial position  Consolidated statement of changes in equity 

109

Our culture and values 

10

How we do it 

11

110

Our journey and FY26 highlights 

14

Operational review 

15

111

Our strategy 

42

Consolidated cash flow statement 

112

Business model 

47

Notes to the consolidated financial statements  Parent company statement of financial position  Parent company statement of changes in equity  Notes to the parent company financial statements 

113

Sustainability highlights 

49

Our sustainability approach 

50

132

Environment

57

Social

63

133

Governance

70

134

Reporting and performance

74

Stakeholders & section 172 

84

Chief Financial Officer’s review 

89

Risks 

91

Governance Chair’s introduction to governance 

95

Board of Directors 

96

Board purpose and leadership 

98

Division of responsibilities 

99

Governance structure 

100

Committees 

101

Directors’ report 

102

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